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Financing

Let's Get You What You're Looking For!

Home financing is one of the most important steps in the home-buying process, and having the right guidance can make all the difference. From understanding loan types to preparing financially, the right plan helps you move forward with confidence and clarity.

The first step is to get pre-approved so you know how much home you can afford. There are different types of loans such as FHA and Conventional. You will need to decide on how much you want your down payment will be.

Buyer's can get pre-approved from their local bank or credit union. Buyer's can also use a broker, which usually search multiple wholesale lenders to get you the best interest rate for your loan. Many buyers like going to brokers because they are more knowledgeable about lenders criteria and underwriting.

Dedication

Being dedicated to helping buyers navigate the financing process with transparency and care. Working closely with trusted lenders to ensure you understand each step, avoid surprises, and feel supported from pre-approval to closing.The goal is to make financing feel manageable, not overwhelming.

Best Options

Every buyer’s financial situation is unique, which is why exploring the best financing options is essential. By helping to connect you with lending solutions that align with your goals—whether that means competitive interest rates, flexible terms, or programs designed for first-time buyers or seasoned homeowners. Together, we focus on options that fit your budget and long-term plans.

Our goal is simply to be the trusted real estate advisors of our community.

Work with Initial Mortgage, Inc. and you’ll discover what it means to have someone go the extra mile. With the experience, know-how, and practical knowledge to help you navigate the world of mortgages, Initial Mortgage, Inc. can find the match between your checklist and the best real-world solution for your needs.

It takes focus and a powerful eye for detail to provide quality for every client, time and time again. That’s exactly what Initial Mortgage, Inc. aims to do—all with the professional, upbeat attitude that makes for an enjoyable experience. To talk with Initial Mortgage, Inc., dial 888-406-4252.